Privacy Policy

Online Privacy Policy

When You use Our Website, We collect and process personal data about You. This Policy helps You understand what information We collect, how We collect it, what We use it for, and what rights You have regarding your personal data.

YAYC means "You And Your Cash", "We", “Us” or “Our,” and our affiliates, associates and or related Sites.

YAYC respects the privacy concerns of users of the YouAndYourCash.Com website (hereinafter termed the “Site”) and the services provided therein.

When reading this Privacy Policy please also review the Terms and Conditions here which govern use of this Site.

Ownership of Data: by inputting Data (eg name, email address, age, sex, marital status, location and such like) into the Site You agree that what was your Data immediately becomes Our property in much the same way that Your cash and cheques become the property of the Bank when You deposit them (see R -v- Davenport 1954). That said, We will only pass said data to third parties if We have Your express permission to do so (subject to the Terms and Conditions of Site use).  

Use of Information: As a general policy, no personally identifiable information, such as Your name, address, or e-mail address, is automatically collected from Your visit to the Site. However, certain non-personal information is recorded by the standard operation of Our host's internet servers. Information such as the type of browser being used, its operating system and Your IP address is gathered in order to enhance your online experience.

The Site’s various mailing lists, downloads, special offers, contests, registration forms, and surveys may request that You give us contact information such as Your name, or a username, mailing and/or e-mail address, demographic information such as Your age and gender, and personal preference information such as Your preferred software and interests.

Information offered at the time of submission will be used by Us only as is absolutely necessary for Our legitimate business interests, including without limitation the improvement of Our products, services and Site content.

We may also share such information with Our business and promotional partners to further those interests, but ONLY once We have first received Your express permission to do so. In other words, we will ONLY share data (typically email address, name and perhaps telephone number), if You specifically request that We do so. You are most likely to make such a request in response to an advertised or promoted third party solution (product/service) - subject to the Terms and Conditions of Site use.

Personally identifiable information is never sold and never leased to any third parties.

With Your permission, We may use the email contact information You provided to send You educational information, and or news about upcoming events, and or information about products and services which We believe offer real solutions to common problems.

To receive mailings You must opt-in by joining the Insiders. You can opt-out (unsubscribe) at any time You wish, albeit doing so may have implications for Your ongoing Insiders status. You also have the choice of not joining the Insiders and not opting-in to begin with. 

You can access a lot of the Site without having to subscribe whatsoever. To access the private side of the Site (the Insiders Privileged Information Section) You must join the Insiders, and that means You must opt-in.

To purchase a product or service You must first join the Insiders and that means You must opt-in.

We do not store any credit card information in regard to a specific transaction and/or billing arrangement except as is necessary to complete and satisfy the card issuers rights and obligations with regard to such transaction, billing arrangement, and/or as otherwise authorized by a user.

We may disclose users information in special cases when We have reason to believe that disclosing this information is necessary to identify, contact or bring legal action against someone who may be causing injury to, or interference (either intentionally or unintentionally) with Our intellectual property rights, other users of the Site, or anyone else that could be harmed by such activities.

Children Age 13 and Under: We recognize the special obligation to protect personally identifiable information obtained from children age 13 and under. AS SUCH, IF YOU ARE 13 YEARS OLD OR YOUNGER, WE REQUEST THAT YOU NOT SUBMIT ANY PERSONAL INFORMATION TO THE SITE. If We discover that a child age 13 or younger has signed up to the Site or provided Us with personally identifiable information, We will delete that child’s identifiable information from Our records.

YAYC nonetheless encourage parents to go online with their children and or set appropriate security parameters. Here are a few tips to help make a child’s online experience safer:

1. Teach kids never to give personal information, unless supervised by a parent or responsible adult. Includes name, address, phone, school, etc.
2. Know the sites your kids are visiting and which sites are appropriate.
3. Look for Website privacy policies. Know how your child’s information is treated.

Site Hosting: The Site is hosted by Kajabi.com. You can view the Kajabi Privacy Policy here

Use of Cookies: Cookies are pieces of information that a website transfers to an individual’s computer hard drive for record keeping purposes. Cookies make using Our Site easier by, among other things, saving Your passwords and preferences. These cookies are restricted for use only on Our Site, and do not transfer any personal information to any other party. Most browsers are initially set up to accept cookies. You can, however, reset your browser to refuse all cookies or indicate when a cookie is being sent. Please consult the technical information relevant to your browser for instructions. If You choose to disable Your cookies setting or refuse to accept a cookie, some parts of the Site may not function properly or may be considerably slower.

We use the following cookies on the Site:

Malware/Spyware/Viruses: Neither YAYC nor the Site knowingly permit the use of malware, spyware, viruses, and/or other similar types of software.

Links to External Sites: We are not responsible for the content or practices of third party websites that may be linked to the Site. We are also not responsible for any information that you might share with such linked websites. You should refer to each website’s respective privacy policy and practices prior to disclosing any information.

Bulletin Boards and Chat Areas: Guests of the Site are solely responsible for the content of messages they post on Our forums, such as chat rooms and bulletin boards. Users should be aware that when they voluntarily disclose personal information (e.g., user name, e-mail address, phone number) on the bulletin boards or in the chat areas, that information can be collected and used by others and may result in unsolicited messages from other people. You are responsible for the personal information you choose to submit in these instances. Please take care when using these features.

Choice/Opt-Out: The Site may provide You with the opportunity to opt-in to receive communications from Us at the point where we request information about You. You always have the option of removing your name from any e-mail list in order to discontinue any such future communications. In order to ensure immediate removal from any list, please follow the specific instructions set forth within the communications You receive from us, which You no longer wish to receive. If You are unsuccessful in completing the instructions specified in any such communication, please e-mail Us at info ( at ) youandyourcash.com, including a copy of the undesired email attached to the request, and state You wish to be removed from the mailing list.

Please note, when You unsubscribe from the Site You may automatically lose all access to the Insiders Privileged Content Pages. Access to Insiders Privileged Content is dependent upon Your agreement to receive emails, because that is how We communicate with all Insiders.

Contact Information for Complaints or Concerns: If You have any complaints or concerns about the Site or about this privacy statement, please contact:

Via email: info ( at ) youandyourcash.com

or

Via regular mail to Our UK Postal Agent: Simon and Mark, YAYC, 
c/o UK postal agent, POBox77 1391 London Road, Leigh on Sea, Essex [SS9 2SA] 

Information provided by You via general e-mail inquiries to Us, such as Your e-mail address, is used only to respond to Your inquiries in the ordinary course of business and is never shared with third parties (subject to the Terms and Conditions of Site use).

Security: Security for all personally identifiable information is extremely important to Us. Unfortunately, no data transmission over the internet can be guaranteed to be 100% secure. As a result, while We strive to protect the date You send Us, We cannot ensure or warrant the security of any information you transmit via the internet. By transmitting any such information to Us, You accept that You do so at Your own risk.

Please note: on some parts of the Site your username will be visible to other users. For example, if You make a comment on a blog, product or via the Jedii Academy. Your comments will also be visible to other users and You should therefore think twice before releasing too much information  via the comments You make, even though the Site is a private domain.

Your Acceptance of These Terms: By using the Site, You accept the policies and restrictions set forth in Our online Privacy Policy and House Rules which include (but are not limited to Our Terms and Conditions of Site use). If You do not agree with Our policies, do not use the Site - and leave immediately.

Our online Privacy Policy may be revised from time to time by updating this posting. You are bound by any such revisions and should therefore periodically visit this page to review the then current online Privacy Policy to which you are bound.

Last Updated: Nov 18, 2023